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Subject: Insurance company refuses medical bill for biker on provisional licence who had accident overseas


Author:
Bob
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Date Posted: 05:25:47 09/05/08 Fri

According to OnlyFinance.com, the AA’s insurance arm refuses to pay the medical bill of a biker who is critically ill in Thailand following a crash.

Ryan Burke, 21, fractured his skull on an 80cc bike in Thailand. He then contracted viral meningitis,later diagnosed with the more serious bacterial strain of the illness.

The AA argued Mr Burke was not insured to ride a motorcycle and declined to pay out. Burke’s mother is claiming that the But his mother claims the refusal to pay is because her son only has a provisional licence in the UK. “As far as we are aware you can ride a bike, as long as it is under 125cc, without having a full licence,” she said.

The issue here has to be (a) does his licence allow him to ride overseas, (b) is a provisional licence sufficient to hire a bike overseas and (c) does his insurance cover him (for more than Third Party Only, if at all) to ride any motorcycle, or just his own machine?

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