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Date Posted: 20:36:17 09/28/11 Wed
Author: Vickery (not convinced)
Author Host/IP: c-98-194-22-22.hsd1.tx.comcast.net / 98.194.22.22
Subject: Cobra Zone vs traditional area of Sargent Beach Addition

Since there are some stubborn people who insist the Cobra Zone at the far east end of the island is the same as the traditional part of the island, I will explain the difference.

As you know, Canal Drive disects the traditional part of the island. Why traditional, because it is FEMA insurable. And Canal Drive is an all weather road maintained by the county of Matagorda. So, you likely can readily get a loan to build your dream home providing you have adequate credit and equity, and providing banks are lending for such purposes. So, I think we can assume such loan would be a relative safe bet for a lender, wouldn't you agree.

Well, apparently the developer never got around to completing the roads and whatever infastructure at the far east end of the island as he did in the traditional part of the island. And sometime mid 1980's the governmental branch, FEMA, drew a line on the island and decided to not insure the undeveloped part of the island and labeled/designated the area as the COBRA ZONE! To date nothing has changed so the area remains the same with no county road maintenance at all!

There are a large number of these Cobra Zone lots, approximately 65 of them. We purchased 18 of these Cobra lots back in 2001 and were not informed of such although we purchased thru a local realtor as well as from a couple of attorneys! I question what the other Cobra lot purchasers were made aware before purchasing and doubt they had any idea of how difficult, IF AT ALL, reversing the Cobra designation would be and what is to come regarding the non all weather roads. Therefore it is my opinion the highest and best use for the Cobra lots is for rv use and according to most other Cobra lot owners, they feel the same. Let's let the now, proposed Director but back in April proposed officer, get this Cobra designation reversed, before we in the cobra agree to anything. And then lets let this proposed POA get our roads brought up to the same standards as the blacktopped Canal Drive before we Cobra owners agree to anything!
I still can't help wonder why this particular proposed Director didn't fix the Cobra thing if it was so easy, BEFORE SHE SOLD SOME 23 OF THESE COBRA ZONE LOTS!

Folks, why is this proposed POA wanting so badly to get control of my and your property? DO you really think they can make a difference which would add value to any of our lots? I do not but will listen to reason. Otherwise I plan to post the reason I think this group want control of our properties at some point in the near future!

PLEASE KEEP YOUR COMMENTS COMMING AS WELL AS SUPPORT FOR OUR PROTEST OF THESE SELFISH PROPERTY OWNERS!

Thanks,
Vickery
bayoucitian@aol.com

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