So, here's a breakdown:
#000033 is the color which surrounds everything [I'm using dark Purple]
#FFFFFF is the color of text [White Text: the words "News and Headlines"]
Other features include padding (thickness) and font-size (text size)

#efefef is the color within the entire box. [I'm choosing a very light, Baby-Blue]
color RED creates red Text within the field, [as well as, red Dividing lines.]
(Note: RED is not cosmetically acceptable. I'm choosing this color for demonstrative purpose only.)
padding 2 is a minor effect. (using a higher number creates a slight break beforehand and afterward)
Font Size 22 will increase size-of-text. [it would also widen the gap between CSS Buttons]

Note: The Color of links (such as Title 1, Title 2, etc.) is using the default blog colors.
<div style="background-color:#000033; padding:3px; color:#ffffff; font-size:14px; text-align:justify; "> <center> News and Headlines </center> <div style="background-color:#efefef; padding:2px; color:Red; font-size:22px; text-align:justify; "> <center> <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title1</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title2</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title3</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title4</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title5</a> <br> <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title6</a> | <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title7</a> | <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title8</a> | <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title9</a> | <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title10</a> | <a href="www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title11</a> | <br> <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title12</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title13</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title14</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title15</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title16</a> <br> <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title17</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title18</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title19</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title20</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title21</a> | <a href="http://www.url-here/" Onclick="window.open(this.href); return false" A title='outer text here'>Title22</a> </center> </div> </div>

Now, Here's a simple example:
The entire background color can be changed to black [background-color:#000000]
the top number (519191) is the color which surrounds everything. (medium/darkish Blue)
while color #CCD6E0 is the color of all text, (an 'off-white' text color, both outside & inside the text field).

(notice how I've eliminated the additional color option, after Padding=2x.)
(So, all Text becomes the same color)

<div style="background-color:#519191; width:90%; padding:3px; color:#CCD6E0; font-size:10px; text-align:justify; "> <center> Text here is too tacky </center> <div style="background-color:#000000; padding:2px; font-size:22px; text-align:justify; "> <center> </center> text<br>text<br>text<br>text | | | | <br> </div> </div>

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