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Sat, November 23 2024, 7:39:00Login ] [ Contact Forum Admin ] [ Main index ] [ Post a new message ] [ Search | Check update time | Archives: 1234 ]
Subject: 理財(2006/06/17)


Author:
舒展超
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Date Posted: 14:49:11 06/19/06 Mon

不久之前,某天母親忽對我說:「自細就叫你要儲錢,不要大使;成日同你講,要起碼把人工的五分之一儲起來。」
不能否定的是,母親的確有經常叫我儲錢;可是,「儲五分一」的講法,我印象中這次是我第一次聽說!
「鵅H乜你有講過儲五分一咩?」這句話,只在心中響起,沒有說出來。因為回心一想,也野擦阯u的有講過,不過真的成了「耳邊風」。
然而,就算每月真的能儲起五分之一,一年下來的積蓄,其實就只夠交稅而已。真真正正要做到儲錢,並非一件易事。
反而記得一位行內前輩,在我初入行的時候,對我講過:「靠雞碎咁多人工,邊賺到錢謘H香港地梗係要錢搵錢,每月留蠵去炒股票,先有機會搵到筆大錢!」
不知怎地,這句話反而很入耳。後來,我真的有沾手過一陣子股票,結果卻敗興而回,不單止賺不到錢,還因而欠了一些債。至於那位前輩,後來似乎也炒到損手爛腳,近年更銷聲匿跡,真係生死不明!
阿媽教的是穩建式理財,前輩教的是進取式、高風險理財;在兩者都行不通之下,到底可以怎樣?
也陬狙蚻O,找一個理財專家。而對男士而言,太太,也陷N是一個最好的理財專家。

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