Re: Sea Tow ? Oh, cummon!!! -- OarClub

[ Show ]

Support VoyForums

[ Shrink ]

VoyForums Announcement: Programming and providing support for this service has been a labor of love since 1997. We are one of the few services online who values our users' privacy, and have never sold your information. We have even fought hard to defend your privacy in legal cases; however, we've done it with almost no financial support -- paying out of pocket to continue providing the service. Due to the issues imposed on us by advertisers, we also stopped hosting most ads on the forums many years ago. We hope you appreciate our efforts.

Show your support by donating any amount. (Note: We are still technically a for-profit company, so your contribution is not tax-deductible.) PayPal Acct: Feedback:

Donate to VoyForums (PayPal):

[ Login ] [ Contact Forum Admin ] [ Main index ] [ Post a new message ] [ Search | Check update time | Archives: 1, 2, 3, 4 ]

[ Next Thread | Previous Thread | Next Message | Previous Message ]

Date Posted: 02:46:15 09/22/09 Tue
Author: Zombi (Insurance is NOT risk management!)
Subject: Re: Sea Tow ? Oh, cummon!!!
In reply to: Danny 's message, "Re: Sea Tow ? Oh, cummon!!!" on 10:24:40 09/20/09 Sun

Insurance is wealth management. It does not protect you nor your boat.
Insurance only determines who gets paid if something unlikely happens. If it is likely, then you cannot buy insurancee for it. This is gambling.
An anchor can protect you and your boat. This is obvious.
I do not buy into the idea that there is a social good to making sure wealthy people can get paid in the event of some unfortunate event. Insurance (and use of the term "risk management" in the same context) is a salesman's term and I am not fond of salesmen.

Sea tow provides a service that will (under certain conditions - like you get into non- life threatenning trouble near a port where they have a franchise) come and get your boat back in time for work in the morning.
Most or all of the places Sea Tow works have public Search And Rescue providers who will bail you out (but maybe not your boat) if you are in a seriously dangerous situation. The public SAR people will go out in conditions that Sea Tow may not. You may wind up with a bill if you need public SAR guys to bail you out, and they may impound or leave your boat.
Of the three times I can think of off hand that I have "needed" Sea Tow, I have survived all without their help. (I lost a rudder ~10 miles out from Hyanis, I lost a mast within 2 miles of shore in Rhode Island and I sank a sunfish (swampped is a better word) in the middle of Buzzard's Bay.) ...and I'm really not much of a sailor.
(That may be obvious because of the condition of the boats I sail. They were all small - the biggest was 21'.

[ Next Thread | Previous Thread | Next Message | Previous Message ]

Replies:

Re: Sea Tow ? Oh, cummon!!! -- Danny, 05:00:25 09/26/09 Sat