Re: Insurance Coverage -- 928S4VR Forum

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Date Posted: 16:20:06 11/29/01 Thu
Author: Bill Ball
Author Host/IP: 198.95.32.195
Subject: Re: Insurance Coverage
In reply to: TB 88 S4 's message, "Insurance Coverage" on 19:29:34 11/28/01 Wed

My preference is to go with maximum liability coverage and an umbrella that ups the liability coverage (like Dave) and no collision or comprehensive (like Art). Insurance is intended to protect you from events you cannot personally afford. The car itself is not worth enough to insure.

Those rates sound very high. You should shop around. I only pay a little over $200/year here in usually expensive California for max liability with State Farm, but I'm over 50, etc. The umbrella is $300/year and is recommended if you have a nestegg you should to protect.

Bill
89 S4

>Kempers ( www.ekemper.com) bought out my auto
>insurance co.
>On my renewal was the state minimum requirement for
>comparison.
>
>This was a first! I was amazed to see the huge
>difference in the state minimum coverage (in the
>Commonwealth of PA. 15/30/15) and what I usually
>spring for (100/300/100).
>
>For the wife's Blazer its about $365 per yr ( pretty
>cheap) vs $650.
>
>The 928 is $900. I am considering going for lower
>coverage to reduce the rate or switching carriers.
>
>So that is the question - do most of you bite the
>bullet and go for max coverage? Or split the
>difference?

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Replies:

Re: Insurance Coverage - Recommendations? -- Joey K, 16:22:56 12/18/01 Tue