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Date Posted: 07:00:11 06/23/01 Sat
Author: Jessica
Author Host/IP: 216.201.21.117
Subject: Sorry Diane! LOLOL! Silly girl!

(I was going to post this below about Diane's .com post, but I decided to move it up because I have a personal question to ask you guys.)

The market has been terrible here lately. In 1999 in Silicon Valley in CA (you know the place that all of the "cutting edge" computer companies were popping up all over?) you could virtually walk down the street with your resume in hand and walk into any internet co. and get a job. Internet companies grew REALLY big REALLY fast. Too fast. And the market took a dive. All the iinternet companies started going belly up. And now the tail end of it is hitting here.

Keep in mind that when the market takes a turn for the worst, the first industry that gets it is marketing and advertising. Companies have continued to make budget cuts and still are today. No work, no jobs. A little over a year ago I graduated college and I basically walked into the job I have now. Now, even with two year's experience I can't get a new job anywhere (believe me, I looked.)

Soooo... Yesterday my boss and his boss were talking VERY loudly and extensively around the office that we aren't making any money and we aren't pulling in any new clients. DARN it all! Right when we think we have found the perfect house.

Which brings me to a question.

We have fond this house which is EXACTLY what we have been looking for. I am kind of torn on this issue. Keep in mind that I have never bought before and tell me what you think.

I am in no way positive that my company is even close to going under. I am going to start extra hard, however, to look for another job. Right now I am renting, and our rent per month is 1200.00. (A house payment.)

Scenario 1:
We don't put a bid on the house. We stay here and I loose my job (I pull in 10,000 more than Chad.) We can't make rent and we get kicked out and have nowhere to live. (We will have to move in with my parents an hour away or get a NASTY apartment for 400 a month.)

Scenario 2:
We go through with buying the house. I lose my job. I am honest with the bank and I draw unemployment. We pay as much of the bills and mortgage as we can.

What happens here?? Does anyone know? If we are paying a majority of the bill would they repossess the house or are they a little more lenient that that?

Scenario 4:
My bosses were just having a bad day (they do bitch a lot too). They really had no reason to be concerned or to complain. They didn't really know what was going on at the corporate level. We buy the house right now, not knowing wether or not they were full of it. I keep my job. We llive happily ever after.

Scenario 5:
My bosses were just having a bad day (they do bitch a lot too). They really had no reason to be concerned or to complain. They didn't really know what was going on at the corporate level. We stay where we are now and regret not buying or dream house.

If anyoone has any insite on this and feels like sharing I would appreciate it! This REALLY is our dream house. It is a brick colonial. It has 3 floors, a huge yard for Nedra with a 6 FOOT FENCE! For crying out loud it has a DARKROOM for photography in the basement (I took 3 semesters of Photo in college - we are both artists, remember)!!!!! It has a DSL connection/Partial T1 connection (because it used to be a business) built in!!!!! All wood floors. 2600 square feet excluding the 1000 square foot DRY basement! 2 sunrooms, 3 bathrooms, 4 bedrooms, crown molding, center molding, and original baseboards. It was built in 1922.

What do you guys think?

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